2021's Cities with the Highest & Lowest Credit Scores

From Wallet Hub, Mar 2, 2021

If you’ve ever applied for a loan or credit card, you know that your credit score is more than just a three-digit number: it’s a representation of your financial habits. And it tends to speak volumes, especially about how well you manage your debts.

But have you ever wondered how well your neighbors, your coworkers or perhaps your local Starbucks barista handle their finances? Are they as responsible — or irresponsible — as you are when it comes to paying bills or knowing when to use or refrain from using a credit card? Of course, credit scores aren’t solely a reflection of responsibility – it’s possible to have your credit score drop due to financial hardship that’s out of your control. Luckily, research shows that the government stimulus in response to the COVID-19 pandemic actually helped increase the average credit score in 2020, in part due to enabling record-high debt paydowns.

In this report, WalletHub compared the median credit scores of residents in 2,572 U.S. cities to give credit where credit is literally and figuratively due .... 

read ... Full Report