Thursday, July 11, 2024
Hawai'i Free Press

Current Articles | Archives

Wednesday, October 27, 2021
Foster Care Insurance Policy Written to Keep CWS Secrets
By Andrew Walden @ 4:04 PM :: 3711 Views :: Family, Judiciary, Law Enforcement

by Andrew Walden

Secrecy is the name of the game at Hawaii Child Welfare Services.  Even the insurance policies are twisted into a pretzel to keep CWS’ secrets.

The Department of Human Services provides private liability insurance to the roughly 980 licensed foster care families in Hawaii.  The coverage is written by Brown and Brown which bought out locally owned Servco Pacific insurance in 2018.

Reportedly costing DHS $250K a year, the policy covers up to $100K of legal defense costs for foster parents accused of “sexual abuse or behavior intended to lead to or culminating in any sexual act” or “actual or threatened physical abuse, whether or not sexual in nature.”

The policy also provides up to $300K liability coverage for “bodily injury or property damage” -- but specifically excludes any liability coverage for sexual or physical abuse, leaving the taxpayers on the hook for damages.

Accused molesters get well-funded legal representation but no insurance money for a settlement. 

How does this arrangement help CWS keep its secrets?

Unlike CWS, a private insurer funding a lawsuit settlement has less incentive to keep the settlements secret.  In fact they may feel incentivized to expose CWS wrongdoing in order to force the agency to clean up its act.  The insurer might actually demand the CWS involvement be exposed rather than paying for child molestation again and again without any improvement in the underlying situation.

By keeping private insurers out of settlement negotiations, CWS, via the Attorney General’s Office, fork out untold millions of taxpayer dollars to ensure that settlements do not involve revealing CWS secrets. 


PDF: Hawaii Foster Care Insurance Policies


TEXT "follow HawaiiFreePress" to 40404

Register to Vote


Aloha Pregnancy Care Center


Antonio Gramsci Reading List

A Place for Women in Waipio

Ballotpedia Hawaii

Broken Trust

Build More Hawaiian Homes Working Group

Christian Homeschoolers of Hawaii

Cliff Slater's Second Opinion

DVids Hawaii


Fix Oahu!

Frontline: The Fixers

Genetic Literacy Project

Grassroot Institute

Hawaii Aquarium Fish Report

Hawaii Aviation Preservation Society

Hawaii Catholic TV

Hawaii Christian Coalition

Hawaii Cigar Association

Hawaii ConCon Info

Hawaii Debt Clock

Hawaii Defense Foundation

Hawaii Family Forum

Hawaii Farmers and Ranchers United

Hawaii Farmer's Daughter

Hawaii Federation of Republican Women

Hawaii History Blog

Hawaii Jihadi Trial

Hawaii Legal News

Hawaii Legal Short-Term Rental Alliance

Hawaii Matters

Hawaii Military History

Hawaii's Partnership for Appropriate & Compassionate Care

Hawaii Public Charter School Network

Hawaii Rifle Association

Hawaii Shippers Council

Hawaii Together


Hiram Fong Papers

Homeschool Legal Defense Hawaii

Honolulu Navy League

Honolulu Traffic

House Minority Blog

Imua TMT

Inouye-Kwock, NYT 1992

Inside the Nature Conservancy

Inverse Condemnation

July 4 in Hawaii

Land and Power in Hawaii

Lessons in Firearm Education

Lingle Years

Managed Care Matters -- Hawaii

Missile Defense Advocacy

MIS Veterans Hawaii

NAMI Hawaii

National Parents Org Hawaii

NFIB Hawaii News

NRA-ILA Hawaii


OHA Lies

Opt Out Today

Patients Rights Council Hawaii

Practical Policy Institute of Hawaii

Pritchett Cartoons

Pro-GMO Hawaii

Rental by Owner Awareness Assn

Research Institute for Hawaii USA

Rick Hamada Show

RJ Rummel

School Choice in Hawaii

Talking Tax

Tax Foundation of Hawaii

The Real Hanabusa

Time Out Honolulu

Trustee Akina KWO Columns

West Maui Taxpayers Association

What Natalie Thinks

Whole Life Hawaii