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Wednesday, March 29, 2023
Hawaii Towns with Highest & Lowest Credit Scores
By Selected News Articles @ 7:25 PM :: 2112 Views :: Hawaii Statistics

2023's Cities with the Highest & Lowest Credit Scores

Wallet Hub, Mar 29, 2023

If you’ve ever applied for a loan or credit card, you know that your credit score is more than just a three-digit number: it’s a representation of your financial habits. And it tends to speak volumes, especially about how well you manage your debts.

But have you ever wondered how well your neighbors, your coworkers or perhaps your local Starbucks barista handle their finances? Are they as responsible — or irresponsible — as you are when it comes to paying bills or knowing when to use or refrain from using a credit card? Of course, credit scores aren’t solely a reflection of responsibility – it’s possible to have your credit score drop due to financial hardship that’s out of your control. In fact, in 2022, the average credit score didn’t go up for the first time in over a decade, hampered by economic factors like high inflation.

Some cities residents’ have higher credit scores than others, though. In this report, WalletHub compared the median credit scores of residents in 2,568 U.S. cities to give credit where credit is literally and figuratively due.

read … Full Report

Rank Percentile Rank City Median Credit Score
182 93 Mililani Town, HI 763
364 86 Aiea, HI 754
392 85 Kaneohe, HI 753
504 80 Honolulu, HI 748.5
637 75 Kihei, HI 742
765 70 Pearl City, HI 736
851 67 Wailuku, HI 732
878 66 Kailua, HI 731
1056 59 Kapolei, HI 722.5
1106 57 Hilo, HI 721
1106 57 Ewa Beach, HI 721
1186 54 Waipahu, HI 717
1223 52 Lahaina, HI 715
1300 49 Kahului, HI 711
1715 33 Wahiawa, HI 686
2189 15 Waianae, HI 667
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