21st Century Road to Housing Act
by Amy West, GovTrack.us June 19, 2026
The House was out this week. The few votes the Senate held largely were for administration nominees. But they did make progress on a large housing bill that’s been bouncing back and forth between chambers for a while now.
The current name of the bill is H.R. 6644: 21st Century ROAD to Housing Act. The version on our website is not the one that the Senate will vote on next week. The latest, and possibly last version is still only on the Senate Banking Committee’s website.
The progress in the Senate came in two forms, one unofficial, the other official. Unofficially, representatives of the House, the Senate and the White House worked out text that everyone felt would pass the respective chambers and wouldn’t get vetoed. Officially, the Senate passed a motion for cloture (aka ending debate so they can get to voting on the actual bill) 84-8.
The current version is 381 pages long. Shorter than some of the monster bills Congress has passed, but no slouch and, with one exception, focused on a single topic, namely increasing housing supply.
The bill’s titles, e.g. chapters, are:
TITLE I—OPPORTUNITIES FOR HOUSING
TITLE II—BUILDING MORE IN AMERICA
TITLE III—MANUFACTURED HOUSING FOR AMERICA
TITLE IV—ACCESSING THE AMERICAN DREAM
TITLE V—PROGRAM REFORM
TITLE VI—VETERANS AND HOUSING
TITLE VII—OVERSIGHT AND ACCOUNTABILITY
TITLE VIII—ACCOUNTABILITY, COORDINATION, STUDIES, AND REPORTING
TITLE IX—STRENGTHENING COMMUNITY BANKS’ ROLE IN HOUSING
TITLE X—HOME-OWNERSHIP FOR MAIN STREET AMERICA
TITLE XI—CENTRAL BANK DIGITAL CURRENCY
Out of these, you can see that the effort to increase housing supply is approached from multiple directions: limiting or creating exceptions to regulations that slow building, increasing manufactured housing, housing for veterans, easing regulations on community banks and providing some limits on corporations owning homes. And, presumably because it won’t pass the House otherwise, an unrelated ban on a central bank digital currency until 2030.
We are not housing industry experts and cannot provide a summary of the bill ourselves. However, we can point you to some good sources to think about it from different perspectives. We certainly found them useful.
Bipartisan Policy Center gets into each title to summarize what their individual sections are intended to achieve. It’s based on the version that last passed the House though. So, for the changes since May 20, these additional links are very helpful.
Multifamily Dive is an industry newsletter that discusses the latest changes overall.
National Association of Counties discusses the latest version from the perspective of state and local governments focusing on disaster programs and zoning.
U.S. Green Building Council covers which efficiency provisions survived to the latest version and which did not.
Legis1 discusses the political aspects, but also notes that the bill’s reach, should it become law, will be limited by state and local rules.
The Defiant / Converge is a pro-crypto newsletter that provides detail and context with respect to other legislation passed by this Congress for the central bank digital currency ban.
The Hill notes that the basic objection by a small number of Republican representatives to a central bank digital currency is that it would amount to surveillance.
Maybe by this time next week, we’ll know if this bill has become a law!
Weekly Updates
June 11, 2026 — Bill Text
H.R. 9306: Hands Off Elections Act of 2026
This bill’s text is now available.
Rep. Jill Tokuda [D-HI2] is the sponsor of this bill.
Trackers: Rep. Jill Tokuda [D-HI2].

June 15, 2026, 5:28 p.m. — Vote
On the Nomination PN851-7: Justin D. Smith, of Missouri, to be United States Circuit Judge for the Eighth Circuit
Nomination Confirmed 48/43
Sen. Hirono [D-HI]: Nay
Sen. Schatz [D-HI]: Nay
Trackers: Roll Call Votes.

June 16, 2026, 11:44 a.m. — Vote
Motion to Proceed on S.J.Res. 190: A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Executive Office for Immigration Review relating to “Appellate Procedures for the Board of Immigration A
Motion to Proceed Rejected 46/48
Sen. Hirono [D-HI]: Yea
Sen. Schatz [D-HI]: Yea
Trackers: Roll Call Votes.

June 16, 2026, 3:01 p.m. — Vote
On the Motion to Discharge S.J.Res. 172
Motion to Discharge Rejected 47/48
Sen. Hirono [D-HI]: Yea
Sen. Schatz [D-HI]: Yea
Trackers: Roll Call Votes.

June 16, 2026, 4:52 p.m. — Vote
Motion to Proceed on H.R. 6644: 21st Century ROAD to Housing Act
Motion to Proceed Agreed to 87/8
Sen. Hirono [D-HI]: Yea
Sen. Schatz [D-HI]: Yea
Trackers: Roll Call Votes.

June 17, 2026, 11:48 a.m. — Vote
Motion to Invoke Cloture: Michelle Steel to be Ambassador of the United States of America to the Republic of Korea: Michelle Steel, of California, to be Ambassador to the Republic of Korea
Cloture Motion Agreed to 54/41
Sen. Hirono [D-HI]: Nay
Sen. Schatz [D-HI]: Nay
Trackers: Roll Call Votes.

June 17, 2026, 2:15 p.m. — Vote
On the Nomination PN901-8: Michelle Steel, of California, to be Ambassador to the Republic of Korea
Nomination Confirmed 55/39
Sen. Hirono [D-HI]: Nay
Sen. Schatz [D-HI]: Nay
Trackers: Roll Call Votes.

June 17, 2026, 3:04 p.m. — Vote
Motion to Invoke Cloture: George Holding to be United States Director of the European Bank for Reconstruction and Development: George Holding, of North Carolina, to be United States Director of the European Bank for Reconstruction and Development
Cloture Motion Agreed to 54/41
Sen. Hirono [D-HI]: Nay
Sen. Schatz [D-HI]: Nay
Trackers: Roll Call Votes.

June 17, 2026, 4:27 p.m. — Vote
On the Motion to Discharge S.Res. 616
Motion to Discharge Rejected 44/50
Sen. Hirono [D-HI]: Yea
Sen. Schatz [D-HI]: Yea
Trackers: Roll Call Votes.

June 18, 2026, 11:01 a.m. — Vote
Motion to Invoke Cloture: Motion to Concur in the House Amendment to the Senate Amendment to H.R. 6644 with an Amendment (SA 5823)
Cloture Motion Agreed to 84/8
Sen. Hirono [D-HI]: Yea
Sen. Schatz [D-HI]: Yea
Trackers: Roll Call Votes.

June 18, 2026, 1:40 p.m. — Vote
On the Nomination PN730-33: George Holding, of North Carolina, to be United States Director of the European Bank for Reconstruction and Development
Nomination Confirmed 48/39
Sen. Hirono [D-HI]: Nay
Sen. Schatz [D-HI]: Nay
Trackers: Roll Call Votes.