Which Hawaii Towns Have Worst Credit Card Debt?

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2021's Cities with the Least Sustainable Credit Card Debt

From Wallet Hub, Jan 4, 2021

Americans started 2020 with more than $1 trillion in outstanding credit card balances, but the good news is that we are on pace to begin 2021 in slightly better shape. The first two quarters of 2020 saw the highest credit-card debt paydown in decades, due in large part to the stimulus in response to the COVID-19 pandemic. WalletHub projects we’ll end the year with a small overall reduction in credit-card debt, but there will still be a mountain of debt left in 2021.

Some people are in a better position than others when it comes to credit-card debt. In order to determine where Americans have accumulated the most and least sustainable credit-card debts, WalletHub drew upon TransUnion credit data to calculate the cost and time required to pay off the median card balances of more than 2,500 U.S. cities.

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percentile	city	median credit card debt	cost to pay off	payoff time (income adjusted)
99	Ewa Beach, HI	$3,281	$2,145	86 months and 4 days
98	Lahaina, HI	$3,272	$1,883	76 months and 29 days
98	Waipahu, HI	$2,864	$1,630	76 months and 5 days
97	Kihei, HI	$3,332	$1,736	70 months and 12 days
97	Kapolei, HI	$3,881	$2,018	70 months and 7 days
96	Waianae, HI	$2,879	$1,466	68 months and 29 days
90	Wahiawa, HI	$2,851	$1,225	59 months and 2 days
90	Kahului, HI	$2,586	$1,099	58 months and 15 days
85	Hilo, HI	$2,895	$1,165	55 months and 19 days
68	Mililani Town, HI	$3,160	$1,093	48 months and 10 days
67	Kailua, HI	$3,677	$1,260	47 months and 28 days
67	Wailuku, HI	$2,888	$0,988	47 months and 26 days
65	Kaneohe, HI	$3,109	$1,050	47 months and 8 days
54	Honolulu, HI	$2,594	$818	44 months and 9 days
38	Pearl City, HI	$2,613	$736	39 months and 26 days
35	Aiea, HI	$2,537	$698	38 months and 30 days

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